I have a question for you guys with turbos on your cars. Does your insurance cover the turbo? Does insurance go up at all? Does anything happen to insurance at all?
#13984, "RE: Insurance..." In response to Reply # 1
Don't tell them it's a turbo car. Tell them it's "aftermarket parts" or "miscellaneous items in your car". My insurance covers both, so if I total the car, I hand them the reciepts for the "parts" that were "in my car" and they cover them. It's still an Eclipse RS, which is insured as a non-turbo vehicle.
Same thing for CD's or rims or bodykits... if they were stolen or burned up in a fire, my insurance covers them. Make sure this is specifically covered in your written policy, and you're good.
#13985, "RE: Insurance..." In response to Reply # 2
Alot of insurence companies such as Nationwide will cover your turbocharger because they cover ANYTHING thats apart of the car. They CANNOT charge anymore a month or year because you turbo the car!! PERIOD!! Its classed as a RS/GS. NO MATTER what you do to it, ITS STILL AN RS/GS. They cant raise rates. PERIOD!! Other insurence companies have some kind of crap that you have to pay a little more if you want your aftermarket stuff insured. You pick the amount. Heres an example. If you say you want a $3000 extra insurence on your aftermarket stereo that cost $6000 and the stereo is stolen. They will only beable to pay $3000 of that. Companies such as Nationwide will insure every single piece of equipment thats bolted down to the car. Which means stereo box, amps, turbocharger, cold-air intake, headers. Pretty much anything. You just have to proove its on the car. Pictures, receipts. Bottom line is you dont have to worry about insurence raising rates.