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***Warning, this is a bit lengthy*** You don't have to have a 6 figure job to make money. Put aside so much money a month, or per pay check, if you can. Start investing now, I'm not joking. Most places will waive an initial IRA deposit of $2000; If you sign up to have so much of each check deposited. There are also many other options. If you have a high-deductable insurance plan, open up an HSA. Most banks will let you start skimming your money and transferring it to an investment of some sort, after you reach a certain balance. Plus, these are interest bearing accounts, with some of the best rates you can find for savings. The trade-off, however is that if you make a withdraw not for a medical purpose, you generally incur a 10% penalty. Personally, I would suggest an IRA, as our generation is *most likely* not going to be able to rely solely upon Social Security. Additionally, Social Security is *generally* somewhere around a 2% return. *YIKES!* Set long term financial goals. You are NEVER too young to start planning your future. The longer you wait, the longer you'll have to work, as a general rule. Best of luck to you.
-Paul 1998 Eclipse RS-T - Totaled 4/23/09 -  1998 Eclipse GST - Stroked 2.3l, HX40 fed: Build in progress 2010 Subaru Outback Limited
I hate hipsters.
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