Here is my situation...We had a hail storm back in June in Ohio. My house barely got hit with hail and I had minor damage to the house. Had a 2 contractors come out and make estimates for my Insurance company, which is Allsate. The deal ended up getting approvied and I am getting $9,200 to repair my home. The money is supposed to go for new siding on side and rear of house and detatched garage, new roof on both, new gutters, and new shutters. Thing is this, my houses roof is only 6 years old and the garage is about 4 years so in Reality, the damage was VERY minimun, and actually does NOT need replaced. Now the esitimates were from $15k to $17k to fix everything. I ended up signing a contract with the one guy that said he could do the work if in the end, insurance approved it. Now I am the point where, I dont want this guy to do the work, I am willing to do it myself along with some other things with the extra money. The only problem is that I signed this contract with him. I read the contract and it said if I cancel out on it, I am subject to pay 15%, which would be about $1700 to these clowns.

So my question is, is there anything I can do to get out of the contract...the guy already told me he is not sure he can do everything for that amoutn that got approved, but in reality, I know he can.

I thought about just telling him, that we are planning to move next year, which is the truth we are, and we arent going to put the money into the house. But then I get into the situation where, what is if this guy drives down my road and see's that I am doing the work myself?

What are the stand points in the legal system with this? Can they sue me? Do I HAVE to 15% if I cancel ???

Any Input here would GREATLY appreciated.

-MIKE-

Stroked 2.2L

-MIKE-

Stroked 2.2L

1) Just let them replace everything and let the insurance company pay for it all, so that your home passes inspection when you try to sell it next year.

2) You could apoligize to the contractor and let him know you plan to do the repairs yourself. You could let him know your sincere and you would like to give him about $200 for his time he waisted. I have been in this situation and because of my honesty and sincerety I was let off the hook. good luck.

2 sets of injectors is better than 1 =)

If you signed the contract and the contract states that he will do the work for the amount the insurance provides then you are bound to the contract. If he tells you he cant do all the work for 9200 then he breaks the contract. Its like signing a contract for your earnest money when you bought your house. The contract is good only if you get financed.

This is why you DO NOT SIGN CONTRACTS for repairs.

Terry

get a copy of the contract and post it up...

good luck

03 srt-4 13.130@112.47mph (n2o, stock turbo, 10/2003)
now: 20g, portfueler, bpu+++ (track/dyno times tbd...)

i farted on your wiki

Here is a copy of the contract. I talked to the guy today and he told me thats fine if I dont want him to do the work, but he is charging me the 15% and it would $1500. BUT I think I got him. I confirmed this with my insurance company too. In the contract below, this is one of 3 of them, it clearly states in the circled section where I initialed, "THIS CONTRACT IS CONTINGENT UPON INSURANCE APPROVING THE WORK STATED ABOVE."

Here is the catch, insurance DID NOT approve ANY of the 3 estimates that they gave me, they approved pretty much half of everything that the company estimated. So technically, the insurance people told me that the contracts are VOID since they did not approve the Roofing companies estimates. Do you agree or no?

http://imageshack.us>

-MIKE-

Stroked 2.2L

Mike, do you read any of the posts above.......What did I tell you? To repeat what I told you, tell him he will do all the work for what the insurance company approved. When he says he cant tell him you are not liable for the 15%. For 1500.00 it will cost him prolly 800.00 to take you to court. More headache than its worth.

Dont be an asshole to him Mike...he knows where you live...lol

Terry

-MIKE-

Stroked 2.2L

Wow, thats a reach. No competant company orders materials before the insurance company approves the estimate. I think your right, the judge would chuckle and toss the case out right away.

You know what you could do to make it more legitimate is have your insurance adjust make out a simple letter on a insurance agent letterhead stating the estimate is not approved. Then if he tries to take you to court you can prove you gave him documentation that the insurance agent did not approve the estimate. Then their is no he said she said arguement.

Terry

-MIKE-

Stroked 2.2L