That's exactly it my man, just go into your bank and ask to talk to a loan officer or a personal banker. Take in the information about the vehicle, VIN, year, model, etc. and they will figure out how much they are willing to loan you and for what interest rate.

If you are going to take out a loan, don't do it for just a month or two, because they are going to charge you a fee for initiating the loan, could be like $250+. If you won't get penalized that much from your mutual fund, i would cash it out, buy the car, sell yours, and put the money back into your fund. Much less hastle and probably cheaper for you in the long run to do it that way.

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