#1465, "RE: Hell yeah...took her to the track!" In response to In response to 10
>Well, first I'd insist it go to my uncle's body shop. then >I'd pop out anything that could get me in trouble. and >secondly, they only ask if it's modded when you get your >insurance. so technically I answered truthfully, as I >hadn't done anything to it yet. Yes, I understand what your >saying about how much you pay for just the modifications. >But I think that for the average person, who doesn't have >their parents buy a car for them, how much you have to pay >for the car and for the insurance is a big deal. Like you >said, lots of ppl finance their cars, financing on an $8000 >car vs financing on a $12000 car is a big difference, and >that makes it easier for it to buy your mods.
Believe me, I get what you are saying.
As far as modifying your car for insurance purposes goes, I think I'm just more wary of those guys than most people. A friend of mine had his stereo and a lot of other stuff stolen from his car, but his insurance refused to pay up because the stuff wasn't "bolted down". After that someone drilled him from behind. Now the insurance company (I believe he and the person that hit him had the same insurance), well over six months since the accident, refuses to give them a dime of payment for injuries and compinsation. He plays bass and now his wrist is fucked up permenatly. They tried to get off paying just $5,000 not counting medical bills. I just think that even though what you told them was at the time technically accurate, they would still deny coverage. I also think that there has to be some legal way for them to get out of payment like that. It just wouldn't make sense to me if they didn't cover that base. We all know they hate to give up money.