#877, "**WARNING** ABout Pioneer $5000 credit card"
This is a random post, but I was almost scammed today.
Pioneer runs national ads for a credit car where EVERYONE is approved for $5000, you have to pay $180 to get it though.
Right before I got it they qickly shot by the fine print and it said "Only valid for purchases Pioneer approves of" I was like what the hell?
Turns out, you can only buy stuff, with your 5000 credit, from THEIR OWN CATALOGUE. Thats bullshit. They try to scam you to pay $189 to get thecard and the 5000 limit but then you see you can only shit from THEIR catalogue, and you lose youre 189.
Just a warning.
On another note, does anyone know of any legit cards with high spending limits where youpay a little to get it?
#878, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 0
sounds like you need to build up your credit.. just get 1 or two small cards that have small payments and no annual fee.. Best Buy has a decent one, but on the other hand you need to find an all around one..
-Jason
95 GS
short air ram - custom grill - removed front license plate - custom stereo system - 2 Kenwood 10's powered by Kenwood amp - Hiper Blue Headlights - F&R Upper Strut Bars - 2 fan mod
#879, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 0
Hey that sucks man, try out getsmart visa. I just got it and it has $1000 dollars limit with no annual fee. Check out getsmart.com, its some new credit card with a chip or something. 95 GS HRC Stage II
#880, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 2
I got a verizon cell phone and got some shit where I could get a verizon VISA. I got it and had a $500 limit. I gotta pay some bills now. I am getting 250 refunded where SCV tried to jip me with the wrong sideskirts.
#882, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 4
I got like $8000 in credit and i'm only 19, i had like $5k midway through 18. Trust me, you don't want all that credit, money flies, seeing all that interest add up is quite saddening, i haven't bought anything major in the last couple months trying to clear all my cards, closed a few of them also to see if i can get better rates elsewhere.
javi d vroom n' boom
jZa IHS # fo-six-fo-six "real men don't ride stick"
#883, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 5
Im glad I have my capitol one card (although it has 1000 limit and ive never used it) it's a last resort thing..... Isnt NOS a last resort? .... hehe hate being 17....
Member # 751
FOUNDER of the Central Cali chapter of 2GNT! (I got kicked out after I refused to go Cow tiping) - Hehehe you know who this is for
#885, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 0
Somehow without having any credit established previously, I managed to pull off getting a credit card with a $2,500.00 limit and a 13.9% APR (not introductory) when I was 18. I'm 19 now and out of a job, so now I am using $700.00 out of my last paycheck to payoff my card. Better off this way then dragging it out and waiting till I geta new job.
#886, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 8
Easiest way to get good credit cards is to apply for some, start with a low limit, and use just a little bit each month, but PAY ON TIME. I got a credit card at school with no job with a $1000 limit. I used it occasionally, and after about 6 months, they offered me a gold card with a $2500 limit. Then after a while they automatically doubled the limit. Just pay it in time and the company will be loyal to you. Start off small, but you will gain credit. Just always pay on time, so only spend what you have...
#887, "RE: **WARNING** ABout Pioneer $5000 credit card" In response to Reply # 9
you will actually get a better credit rating if you maintain a balance. remember, credit is a business. you get "rewarded" for bringing them business. someone who always pays on time, but keeps balance will actually have a better rating than the guy who pays the credit card off completely every month. the downside is that maintaining a balance means paying the interest charge every month (thats where they make $).
this is from several people I know who work for CC companies.
I actually just got a platinum card w/ no intro or anual fee and a 9.9% rate because i opened the account by doing a balance transfer of about $2200. they see im going to do business with them, so they gave me a higher limit and a good rate.
Credit is a business just like any other. they want to make money, and good companies will reward you for bringing them business.
Regardless if you pay off everything or maintain a balance, always pay on time! one late payment and it sticks to ur record for a long time. not to mention the financial penalties and increase in rates.
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