Originally posted by adamzty
yes I have full coverage, but I really don't want insurance to know about it. If I did use insurance, it would be on my record forever. And the insurance rates would go up so it would most likely end up costing me more if I used insurance. Why the hell am I paying $200 extra for full coverage if I wont use it..fuck that I am dropping full coverage and use the savings from that to help pay for it, lol.

So if you run into something like you just did you would be covered.

Your very accident prone so far, id just keep the full coverage.