Originally posted by Fallen4ng31
All insurance companies suck. Remember, they're in the business of collecting premiums, not paying claims. :( Find as many examples of cars in similar conditions to yours locally. Log all of the highest asking prices, and save the ads; That way you've got a little ammo, should they try to offer you a paltry sum.

Way ahead of you on that one, Paul. Bluebook and local asking prices are way off from each other lately because bluebook hasn't caught on to the upswing in the used market. I have a stack of craigslist and other ads showing cars in similar operating conditions to Malachi averaging between $2500-3000.

I'd prefer to see the car fixed if possible, but if I can get a $2000 settlement and keep my car so that I can swap the good parts into another one I'll be ok with that.