Well, first I'd insist it go to my uncle's body shop. then I'd pop out anything that could get me in trouble. and secondly, they only ask if it's modded when you get your insurance. so technically I answered truthfully, as I hadn't done anything to it yet. Yes, I understand what your saying about how much you pay for just the modifications. But I think that for the average person, who doesn't have their parents buy a car for them, how much you have to pay for the car and for the insurance is a big deal. Like you said, lots of ppl finance their cars, financing on an $8000 car vs financing on a $12000 car is a big difference, and that makes it easier for it to buy your mods.