Hey guys, I'm new here. I mostly just use the search funtion cause most of my questions have been asked 50 times, so i save bandwidth and just search. But I just wanted to post thing, to let everyone know. I use to drive a galant and had 2 JL 12W0, JL powerwedge box, Phoenix Gold 500.2, JVC cd player and JVC digifine EQ. Well anyways, when i was at work 3 weeks ago someone broke into my car and stole everything out of my trunk and ripped my faceplate of my cd player and eq (that one doesnt come off). So when I found out, I called the police then got home and called my insurance company. They refused to cover the stereo although I have theft insurance, reciepts and pictures of everything. They said they would pay for the broken window, but they didnt cause that was below my deductable. Im still pissed off about it. Although I will rebuild my stereo in my eclipse, and it will be better than what I had before, just will take time and money.

I just wanted to let everyone know, that although you may have theft insurance, I'd highly recomend calling the insurance company and make sure your stuff is covered. It sucks finding out everything was a complete loss. I know when I rebuild, I am insuring everything, taking pictures and saving reciepts on everything I add to the car. Later guys...

Chris
98 Eclipse RS

i couldnt agree more. insurence companies are there specifically to make money, and they WILL rip you off if they deem your gear not neccisary to the revival of the car.

make sure you keep reciepts and take pics of you and the gear with the seriel numbers visible. contact the insurence and make sure they cover everything in the car...it may cost a bit more but it might be worth it in the long run.

hmmm sounds to me that you could still get them to pay for it as long as you have recipts. I know people who have done this several times, successfully. consult a lawyer, make that consult more than one lawyer to get diferent opinions.



Lane Adams

"meet the new boss, same as the old boss" - Roger Daltry

Most companies insure up to $1500 in aftermarket stereo/electronic/cosmetic enhancements to your vehicles. All you need is reciepts.




Lester Burnham

"Mine! 1970 Pontiac Firebird. The car I've always wanted and now I have it. I rule! "

Thanks guys. I checked my policy and it said it does NOT cover aftermarket products including audio. Should I still bother to fight it? Or am I all done?

Chris
98 Eclipse RS

most companys say that if it is bolted down or screwed in it is covered

If your policy specifically states it does not cover aftermarket audio, you should just drop it.

It specifically says I am not covered. I am not going to bother. I will just rebuild with better things. And will make sure I bolt and insure everything I buy.

Chris
98 Eclipse RS

I'd drop. My shit got stolen a few years back now, and insurance replaced it. Just got subs and box, busted the window, etc.

ok here's the question, when they stole my system they broke the big pass. window, have they ever broken in through the small triangle window, i wish they would have