Not all municipalities will cover road damage. Good insurance will. City and county of Virginia Beach...by driving on city/county roads you are waiving any claim against the municipality for damage to your vehicle due to road hazards.
there was a lady driving down a main road when a traffic signal fell of it's mount right onto her hood. City refused to pay under that statute. Court backed it and her car was a total loss. Again, check insurance. Liability only? TRY to afford good comp collision. Saved my ass many times! Broken windshield from Salt truck, replaced! etc....